Swiped Credit Card

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davidon

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Anyone have their card info swiped online? Just was notified about unusual activity and I did'nt recognize a few small charges.

PS Was'nt the Mod Monkey or it would have been colossal ones:rofl_200:
 
Anyone have their card info swiped online? Just was notified about unusual activity and I did'nt recognize a few small charges.

PS Was'nt the Mod Monkey or it would have been colossal ones:rofl_200:

I can confirm that it was not me, your Monkey would NEVER steal your card number, you would give it willingly:rofl_200:
 
I think it's happened to me around 4-5 times so far. Last time the Visa security folks called me and said asked about two transactions. One was for $0 and the other for around $1.50. They weren't mine so the card was killed. I had just heard about a fraud scheme that had bilked >$1 million by charging a bunch of cards around a buck each. Most people hadn't noticed the charges or just didn't care enough to check it out. If you use a card anywhere then sooner or later they'll get it.
 
A common way to grab CC info is at restaurants. While I can't be 100% sure, I'm pretty sure I've seen it done more than once. It's a perfect setting since usually the cashier/wait station is out of view of the customers, and it's a great place to hide what's known as a "skimmer", or a generic mag stripe reader you can get virtually anywhere. They take your card, run the actual bill, then swipe it again in the skimmer which just records all that cards info to a separate computer. Then all that info can be used to buy stuff online, or even make a dupe of your card. I've even heard of hackers making self-contained pocket versions that save data to a flash drive to be offloaded later, for the ultimate ease in stealing card numbers.

Newer cards have stuff to guard against this...only approved CC machines can read the stripes, and they're not as easy to get as a generic reader. Still, a savvy or determined person can get around them. The "24/7" fraud monitoring offered is a great service and catches a lot of bullshit, but it looks for "unusual" spending. Someone who's smart about it(if they were really smart they wouldn't be common theives) won't go on an instant buying spree, since that's sure to get the card cancelled ASAP. Couple things here and there that the fraud sniffers (and you) likely won't notice if you're not diligent about watching your statements.

In a "private" setting, an unscrupulous employee can even just write down the number, date, and CVV code manually and use it later for online purchases. The "skimmer" just does this faster, easier, and it's not as obvious as some jackoff scribbling down your CC info on a notepad.

Whenever possible I pay cash at restaurants or when I can't see my card being run.
 
yep had my number taken at a P.F. Chang's one time.... I called the manager and he was no help at all...... Sucks!
 
I had it happen to me about 10 months ago! Not sure how the info was aquired . My bank put a freeze on the transaction right away. Thank goodness my bank had some brains. I found out it was for some porn site, my wife confronted me about it. In mid sentence of asking me , her wheels were turning. All of a sudden she blurted out " there is no way you and I were together when that transaction was submitted" I asked the banker what was the website so I could take a look at what I was paying for. My wife didn't think I was very funny at all.

Gannon
 
Had our card info stolen from Denny's mainframe once. The place where it was being used illegally, Circuit City, called Discover. Didn't loose anything. Just got a new card.
 
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